Last updated: 5:45 pm Wed., Jan. 13, 2021

Today’s Latest Updates

New PPP Application

Here’s the latest app, updated Jan. 8, 2021

Monday Morning Webinars continue Jan. 25 | FREE, 9:30 a.m.

Click here to join

Weekly Business Roundtable

The year 2020 has been one challenge after another for coastal business owners. While we’re hopeful 2021 sees things change, we’re not counting our chickens. The staff at the OCCC Small Business Development Center will be available every Monday morning from 9:30 to 10:30 to discuss whatever business issues are on your minds. Hear something about a new grant possibility? Wondering how to interpret “guidance” from the state? Bring your questions, or just join to talk informally with our team and fellow business owners from across Lincoln County.

Dave Price &
Wendy Ludwig
Mondays, beginning Jan. 4
9:30-10:30 am

County Grant Closes with 300+ Applicants

More than $2.5M was requested by 300+ applicants to the County’s small business relief grant program. Only about $900K was available, and almost a third of applicants were unable to be funded. (If your business was among those that were ineligible for this grant round, stay tuned to this page. The SBDC will keep you apprised of future grant/funding opportunities as they become available, as we have since the inception of the pandemic.)

The application was open from 8 a.m. Tuesday, Dec. 8 to 5 p.m. Friday, Dec. 11.

The applications were reviewed by a committee and scored on various eligibility criteria.

Successful grant applicants received notification via email on Dec. 22 from Northwest Oregon Works, a nonprofit organization that invests federal and state funds into the workforce systems of Lincoln and other counties. NOW and the SBDC assisted the county in executing the grant, with NOW generating the checks  to successful applicants.

According to a report shared at the last Lincoln County Commissioners meeting, one frequent reason for applicant businesses being deemed ineligible for the grant funding was lack of detailed financial reports. Federal CARES Act funding comes with strings attached that the county must adhere to, foremost among these is that any grant applicant must be able to prove they suffered a financial loss in 2020 when compared to a like period (generally a fiscal quarter) from 2019. Many applicants did not submit profit and loss statements from both years, and thus could not be funded as the county would not have withstood an audit as to where those funds were disbursed.

If your business was deemed ineligible for lack of detailed P&Ls from 2019 and 2020, consider registering for free advising from the SBDC so that, the next time a grant becomes available, you’ll be in a better position to apply. Advising is free and confidential.

Echo Mountain Artists’ Fund is Now Accepting Applications (Posted 12.8.20)Phoenix Beach Art

The Lincoln City Cultural Center, with help from generous individual donors and the Oregon Community Foundation, is offering assistance to artists, musicians and other creatives who have been displaced or negatively impacted by the Echo Mountain Fire. Help is available as a one time grant of up to $1000, and some studio or performance space may be available temporarily or at a reduced rate. Applications are available here.
Questions? Contact Lincoln City Cultural Center at 541-994-9994 or via e-mail.

Register for free email updates

Click to register for FREE periodic emails from the Oregon Coast Small Business Development Center

Archived past announcements…

OSHA’s new guidance rules enforced from now through May 2021

Lincoln County businesses – along with all others in Oregon – will need to familiarize themselves with new rules issued by Oregon OSHA, as detailed in emails from the OCCC Small Business Development Center in October. Here’s a PDF poster with basic information for employers. Here’s a link to a news story that summarizes the guidance.

A simplified forgiveness form has been released for PPP loans under $50k.

For these small loans, it appears that borrowers are exempt from any reductions in the borrower’s loan forgiveness amount based on reductions in full-time equivalent (FTE) employees or reductions in employee salary or wages.

The new information is detailed here:

US Chamber, businesses weigh in on payroll-tax holiday

Wondering about Pres. Trump’s payroll tax holiday? This article provides a good summary of what it means, to employers and workers. {Read the article}

Latest PPP Forgiveness FAQ (Updated 9.23.20)

Read the latest PPP forgiveness article from the AICPA. Uploaded Sept. 23, 2020

{Read it here.} Check out this resource from the SBA as you work to determine your PPP forgiveness. Lenders are generally not processing applications for forgiveness yet.  They may be accepting the forgiveness paperwork, but they are not yet processing it through the SBA.

Forbes Article boils down PPP Forgiveness FAQ (above): What you need to know

Read the article.

EIDL Program Ends

The SBA announced July 12 that the EIDL advance program had ended, as the $20B allocated to the program had been fully expended. Businesses can still apply for EIDL loans.

SBA releases ‘EZ’ PPP Forgiveness Application Form

SBA Releases NEW Forgiveness Application … along with simpler “EZ” version. Jump to SBA PPP Forgiveness Info

Additional information

As businesses in Lincoln County reopen with the Phase 1 reopening, they need to do so with care to avoid penalties and to protect their employees and patrons. The State of Oregon has released guidance (including required and recommended steps and procedures) for various industries. There is a separate document featuring guidance for all employers. View that document here, as well as from the list on the page linked immediately below.

Venue and Event and Gatherings guidance (June 4)

Indoor and Outdoor Entertainment guidance (June 4)

Restaurant Guidance (Posted June 4)

Phase One Breakdown

Here is the most recent Reopening Oregon PowerPoint (May 7)

COVID-19 Emergency Business Financial Support Programs

Application period for most local programs now closed. Stay tuned, as new programs are available with little advance notice. (Two separate rounds of funding were made available in October 2020.)

Grants Loans Other
Economic Injury Disaster Loan, EIDL  (SBA/Federal – Grants Portion Closed, Loan Apps still accepted) Paycheck Protection Program, PPP [Forgivable] (SBA/Federal) Lincoln City Funding Program (Closed.)
Lincoln County/Newport/Yachats Grant Program Yachats Loan Program Oregon Unemployment Assistance
City of Toledo Grant Program  
Depoe Bay grant program   

Fraud Alert

The SBA Programs recently issued a scam & fraud alert: If you are in the process of applying for an SBA loan and receive email correspondence asking for PII, ensure that the referenced application number is consistent with the actual application number. Look out for phishing attacks/scams utilizing the SBA logo. These may be attempts to obtain your personally identifiable information (PII),to obtain personal banking access, or to install ransomware/malware on your computer. Any email communication from SBA will come from accounts ending with The presence of an SBA logo on a webpage does not guaranty the information is accurate or endorsed by SBA. Please cross-reference any information you receive with information available at

Assistance in Spanish

COVID 19 Información y Recursos para Negocios Pequeños

Spanish-Language webinar for businesses coping with COVID-19: April 16, 1-2pm 

Online Workshops

This Summer, the SBDC will continue responding to the COVID-19 outbreak with a series of classes and workshops, delivered direct to your home or office via live videoconference. The lineup will be updated throughout the Summer. Check out the lineup, here. 

Free Advising

Every business in Lincoln County is sure to feel the effects of the pandemic in one way or the other. No business should feel they have to ‘go it alone.’ Your SBDC, and its army of partners and affiliate agencies and individuals, are here to help.

Click to register now for free, confidential, one-on-one business advising – delivered soon, and via live video or teleconference, from our offices here in Lincoln County

The resources on this page will continue to change. This is a fluid and unpredictable situation. If you don’t find what you’re looking for, contact us via email or call 541-994-4166.

Oregon Coast Community College