Workers Compensation

Worker’s Compensation is a benefit program that pays for medical treatment and wages lost due to work-related injuries or illnesses.  

What do you do if you have a work-related injury or illness?
  • Seek medical attention, if needed
  • Report the injury or illness to your supervisor (employer) as soon as possible
What does worker’s compensation cover?
  • Medical treatment resulting from your work-related injury or illness
  • Lost wages
  • Compensation for permanent disabilities
  • Vocational rehabilitation
  • More information about what is covered can be found on saif-Workers’ Compensation-Worker Guide
 What will happen when you file a claim?

Your injury report will start the worker’s compensation claims process. Your claim will be promptly reviewed to determine that your injury is work-related.

  • If the claim is determined to be work-related, your employer will begin coverage and payment for the costs. Coverage details are discussed above.
  • If your claim is denied, you will be notified.  If you disagree with the decision about denial and cannot resolve a claim dispute with your employer, you have certain appeal rights. Information about claim denials is available on saif-Workers’ Compensation- Worker Guide
 Fraudulent claims

Collecting worker’s compensation benefits by intentionally misrepresenting, misstating, or failure to disclose any material fact is a fraud. Fraudulent claims are subject to prosecution. All suspected violations will be investigated. 

Supervisors

Supervisors have a significant role in the worker’s compensation process. 

Take the time to learn about, or refresh your memory on, the actions that you will need to take to assist in this process. 

Your roles could be divided into two parts: the proactive steps to take before an injury or illness occurs, and the reactive steps to follow for the worker’s compensation and incident investigation process that occur after the injury or illness.

Prevent injuries and provide for a safe workplace through guidance, training, hazard analysis, and performance evaluation.

Initiate an investigation of fact/causes of accidents and injuries when they occur.  Follow up with Human Resources to get the employee back to work.